Investment Advice:Build an investment strategy tailored to your needs

Get market-leading investment solutions for your small to medium sized DB pension

Your pension trust is one of a kind

Many small and medium sized defined benefit and hybrid UK pension trusts are underserved by the current market, with ‘off the peg’ investment strategies that are often overpriced.

A strategy that doesn’t bend your requirements

Your needs are unique. So once we understand them, you won’t find them bent to fit around us.

Small to medium sized pension trusts are in a class of their own and require specialist knowledge and specific strategies.

That’s why we’ll give you sophisticated yet practical advice without being overcomplicated or overpriced.

Use us to:

Reduce your investment risks and costs
Ensure your long-term plan is coherent
Ensure the contribution plan is sustainable
Introduce new and innovative investment ideas where relevant and proportionate
Help you align your portfolio with your responsible investing beliefs

Your investment journey

No two clients are the same and so each approach is different. You will roughly follow a four-point process to keep everyone moving forward together.

Set objectives

You’ll start by deep-diving into exactly it is you want to achieve with your investments. You’ll cover things like:

Time horizon – are you targeting buyout or run-off?
Understanding risk – what does it mean and what are your attitudes towards various risks?
Cash flow projections – how does your net cash flow position change over time and implications for asset liquidity?
Environmental, Social and Governance issues – how should these be incorporated within your strategy?

Design

You’ll work with us to set a bespoke strategy, tailored to your specific requirements
Agree which asset classes to invest in - for example, getting the right mix between equities, bonds and cash and how this allocation could change over time
Access to best-in-class investment funds through our investment fund research
Get direct recommendations or let us arrange a beauty parade for you.

Implement

Get advice on the most effective implementation approach
Often this is via an investment platform due to the better economies of scale and investment administration flexibility

Monitor

Tell us what works for you and access bespoke monitoring services, from short one-pagers to quarterly in-depth reports.
Spot opportunities and threats early and react quickly using our proactive monitoring of markets

Why choose us

Institutional quality service designed for small to medium sized pension trusts

Independence: No biases, house-views or external stakeholder hindrances here. We’re privately owned by our employees so we pride ourselves on giving the best whole-of-market advice and implementation solutions that are work for you… not us. We go out of our way to avoid conflicts of interest, for example we use third party investment funds rather than have our own.
Experience: Dedicated team of 16 with in-depth experience working with pension trusts like yours.
Capacity: A better and more flexible service through our strategic partnerships. Plus we build in 20% additional capacity to our team resources so we can direct extra resources to support you, as and when you need it.

Find out more about our people and our company